Cd Rate Forecast 2025 . In september, they projected four 2025 rate cuts vs. According to its september 2024 report, the federal reserve plans to gradually cut the federal funds rate through 2026—with a target rate that's below 2.5%.
The best time to open a cd account is usually when interest rates are high. It’s impossible to know for sure how much cd rates will change over the coming year, but it’s safe to assume that yields will.
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